KYC

KYC compliance Know Your Customer (KYC) compliance regulation has proved to be one of the biggest operational challenges banks, accountants, lawyers and similar financial service providers worldwide have had to overcome. World-Check, the industry standard KYC compliance solution, provides an overview of KYC compliance and its origins, and outlines the compliance mandate as applicable to banks, accounting firms, lawyers and other regulated financial service providers – not just in the UK, Europe and the USA, but all around the world. Relied upon by more than 3,000 institutions worldwide, this KYC database solution provides effective legal and reputational risk reduction. Why “Know Your Customer?, ”The 9/11 terrorist attacks on the World Trade Centre revealed that there were sinister forces at work around the world, and that terrorists activities were being funded with laundered money, the proceeds of illicit activities such as narcotics and human trafficking, fraud and organised crime. Overnight, the combating of terrorist financing became a priority on the international agenda. For the financial services provider of the 21st century, “knowing your customers” was no longer a suggested course of action. Based on the requirements of legislative landmarks such as the USA PATRIOT Act 2002, modern Know Your Customer (KYC) compliance mandates were created to simultaneously combat money laundering and the funding of terrorist activities. What is Know Your Customer (KYC) ?Know Your Customer, or KYC, refers to the regulatory compliance mandate imposed on financial service providers to implement a Customer Identification Programme and perform due diligence checks before doing business with a person or entity. KYC fulfils a risk mitigation function, and one its key requirements is checking that a prospective customer is not listed on any government lists for wanted money launders, known fraudsters or terrorists. If preliminary KYC checks reveal that the person is a Politically Exposed Person (PEP), for example, Advanced Due Diligence must be done in order to ensure that the person’s source of wealth is transparent, and that he or she does not pose a reputational or financial risk in terms of their finances, public positions or associations. Beyond customer identification checks, the ongoing monitoring of transfers and financial transactions against a range of risk variables forms an integral part of the KYC compliance mandate. But to understand the importance of KYC compliance for financial service providers better, its origins need to be examined. Origins of Know Your Customer (KYC) compliance The arrival of the new millennium was marred by a spate of terrorist attacks and corporate scandals that unmasked the darker features of globalisation. These events highlighted the role of money laundering in cross-border crime and terrorism, and underlined the need to clamp down on the exploitation of financial systems worldwide. Know Your Customer (KYC) legislation was principally not absent prior to 9/11. Regulated financial service providers for a long time have been required to conduct due diligence and customer identification checks in order to mitigate their own operation risks, and to ensure a consistent and acceptable level of service. In essence, the USA PATRIOT Act was not so much a radical departure from prior legislation as it was a firmer and more extensive articulation of existing laws. The Act would lead to the more rigorous regulation of a greater range of financial services providers, and expanded the authority of American law enforcement agencies in the fighting of terrorism, both in the USA and abroad. In October 2001, President George W. Bush signed off the USA PATRIOT Act, effectively providing federal regulators with a new range of tools and powers for fighting terror financing and money laundering. During July 2002, the US Treasury proceeded to introduce Section 326 of the PATRIOT Act, a clause that removed some key burdens for regulators and added significant enforcement muscle to the Act. What 9/11 changed, in essence, was the extent to which existing legislation was being implemented. Using the provisions of the earlier anti-terrorism USA Act as a foundation, it included the Financial Anti-Terrorism Act, which allowed for federal jurisdiction over foreign money launders and money laundered through foreign banks. Significantly, it is this anti-terror law that would make the creation of an Anti Money Laundering (AML) programme compulsory for all financial institutions and service providers. Section 326 of the USA PATRIOT Act dealt specifically with the identification of new customers (“CIP regulation”), and made extensive provisions in terms of KYC and the methods employed to verify client identities. In accordance with this piece of updated KYC legislation, federal regulators would hold financial institutions accountable for the effectiveness of their initial customer identification and ongoing KYC screening. Institutions are required to keep detailed records of the steps that were taken to verify prospective clients’ identities. Although current KYC legislation does not yet demand the exclusion of specific types of foreign-issued identification, it recommends the usage of machine-verifiable identity documents. The ability to notify financial institutions if concerns regarding specific types of identification were to arise, combined with a risk-based approach to KYC, proved to provide a robust mechanism for addressing security concerns. Effectively, the risk-based approach to customer due diligence grants regulated institutions a certain degree of flexibility to determine the forms of identification they will accept, and under which conditions. KYC compliance: Implications for banks, lawyers and accounting firms The KYC compliance mandate, for all its positive outcomes, has burdened companies and organisations with a substantial administrative obligation. Additionally, KYC compliance increasingly entails the creation of auditable proof of due diligence activities, in addition to the need for customer identification.

CONRAD HOTEL İSTANBUL

HOTEL DESCRIPTIONS OF CONRAD HOTEL ISTANBUL Located in the city center adjacent to Yildiz Palace with stunning views on Bosphorus and Old City. Hotel closest to business district and bridge to Asian side. Recently received 5 Star Diamond Award. 584 guest rooms, including newly renovated 51 Executive Rooms, Suites

and Long let apartments.

LOCATION OF CONRAD HOTEL ISTANBUL Located in the city center adjacent to Yildiz Palace with stunning views on Bosphorus and Old City. Hotel closest to business district and bridge to Asian side. * Recently received 5 Star Diamond Award * 584 guest rooms, including newly renovated 51 Executive Rooms, Suites and Long let apartments. * Fully renovated 200 rooms and completed soft refurbishment in all other rooms. * New Executive lounge and reception on top floor with terrace overlooking the Bosphorus * 3000 m2 newly refurbished (October 2001) state of the art conference center spread over three connecting floors. Includes two ballrooms, 30 meeting rooms, serviced offices, hospitality center, large foyers and coffee break areas and 24 hours business center. All areas equipped with latest technology (electronic locks, touch screen control, electronic signage, broadband Internet, battery power) * 4 restaurants (French, Italian, Turkish, International cuisine - 2 Bars (with Terrace and view) * Health club and Spa with Sauna, steambath indoor/outdoor pool, tennis courts. * Large covered carpark.

ROOMS OF CONRAD HOTEL ISTANBUL Standard RoomsDeluxe furnishings Marbled bathrooms Electronic locks Smoke detectors/Sprinklers 100% Egyptian cotton fine linen - oversized deluxe toweling Branded toiletries, make up mirror, hairdryer, bathrobes and slippers In-room safe, refreshment center, radio alarm clock 2-line phones w/dataport and voice mail Overnight laundry & valet services...Suites5 different types of suites to cater to every need. Complimented by design schemes that bring out the elegance of the traditional European style, the atmosphere of comfort and relaxation. Presidential Suite...Exclusive AccommodationsRefurbished 2001 In addition to standard deluxe room Espresso machine in-room w/free coffee and tea set-up Built-in AC adapters above desk (110V US, 220V UK & EU) High speed Internet connection (512k - free usage) 1800 Watt hairdryer Bathroom music system In-room mini hifi system (bring your favorite CD's )...

FACILITIES & SERVICES OF CONRAD HOTEL ISTANBUL CONVENIENCES FOR THE TRAVELERMulti-Lingual Staff, Airline Desk, Barber Shop, Car Rental Desk, Elevators, Gift Shop, Local Area Transportation, Luggage Hold, Shoe Shine Stand, Room Service, Laundry/Valet Service, Baggage Storage, Beauty Salon, Concierge Desk, Foreign Currency Exchange, Guest Activity/Recreation Desk, Lounge, Safety Deposit Box, Tour Desk FOR

THE BUSINESS TRAVELER

Audio/Visual Equipment, Business Center, Rental, Business Phone Service, Cellular Phone Rental, Express Mail, Fax, Meeting Rooms, Modem, Office Rental, Photo Copying Service, Printer, Secretarial Service, Typewriter, Video Conferencing Available FOR CHILDRENBabysitting Service, Children's Activities, Children's Menu, Cribs, High chairs, Playground.

DINING OF CONRAD HOTEL İSTANBUL Manzara serving International and Turkish specialties, à la Carte or buffet. Panoramic Bosphorus view. Monet Restaurant, Bar, Lounge & Patisserie serving French cuisine and poolside barbecues in the summer. Prego serving exquisite Italian cuisine with fresh pasta. Modern, spacious and elegant. The Summit serving light snacks, with views of the Bosphorus. Outside terrace available in summer.

HEALTH & FITNESS OF CONRAD HOTEL ISTANBUL Health Club with fully equipped gym. Indoor and outdoor swimming pools, saunas, steam rooms and massage. Aerobics, step and HAT classes. Tennis courts. Jogging route and maps available. Golf course nearby.

RECREATION OF CONRAD HOTEL ISTANBUL On Site Basketball Sight Seeing Tours Nearby Bowling 1 MI Horseback Riding 15 MI Jogging Track 1 MT Playground 1 MT Golf course 15 MI

MEETING OF CONRAD HOTEL ISTANBUL:

Total of 30 function rooms including 2 ballrooms, 4 boardrooms, 8 meeting rooms with Bosphorus view and 4 serviced offices. Purpose built hospitality centre and desks for groups. Large coffee break areas and foyers with terrace. Conference and meeting facilities are located over three connecting floors and easily accessible. Ergonomic designed furniture, smart card electronic locks, battery powered back-up outlets, structured cabling throughout, broadband Internet access, remote table top touch screen control of curtains, blinds, lighting and audio-visual equipment. Plug and play connections for plasma screens, LCD projectors, laptops, document cameras, audio and video conferencing. Plasma screen signage with ability to display personal logos and presentations.

ROOM RATES & CANCELLATION POLICY:

Room Rates:All rates are in EURO,Prices are per night and per room Bed & Breakfast and Tax included..0-6 age children are Free7-12 age children have % 50 discount.(sharing room with 2 adults)During the period of Christmas and New Year's, High Season Prices ,Eurovison Contest ,Some Congresses are not valid. Cancelation charges apply as follows:* More than 7 days cancellation notice No Charge* 7 days to 3 days(72 hours) € 20 or equivalent currency* Less than 72 hours(3 days) No ShowsCancelation fee equivalent to one night's room/tax plus applicable hotel charges

BEBEK ODASI TAKIMLARI

Sizler için netten aldığım birbirinden güzel bebek odası takımlarını ben çok beğendim sizlerle paylaşmak istedim.Eminim sizlerde çok beğeneceksiniz,çok şirinler değilmi!..

WHITE HEAVET

1. WHITE HEAVET (Charter/Motor yachts)...ccomodation for 6 guestsSavour the delicious mediterranean cuisine prepared with Italian flair by theyacht's chef . White Havens professional friendly crew are eager to welcomeyou on board.

...2. French Riviera, Corsica and Sardinia : 10-Day Cruise (Destinations/Itineraries)The true birth-place of private luxury yachting, still remainsan irresistible area to plan your ideal cruise. Incorporating Monaco, the Côte d’Azur,Corsica, Sardinia and its satellite

3. Classic Greece : 8-Day CruisE(Destinations/Itineraries)Explore the Greek Islands aboard your yacht. Reward yourself as you experience thenatural beauty of Greek Island beaches bordered by sparkling crystal clearMediterranean waters in a world full of a

4. AVELLA (Charter/Motor yachts)...Under recent new ownership, this immaculate 33.5m Azimut goes from strength tostrength. The yacht provides very spacious accommodation for 8 guests in a masterstateroom on the main deck;...

5. DJANGO-TOO (Charter/Sailing Yachts)...responsibility for the accuracy, completeness, or usefulness of any informationand/or images displayed. Yacht inventory, specifications and charter prices aresubject to change without prior notice. ...

6. HAIDA G (ex ROSENKAVALIER) (Charter/Motor yachts)...Various water toys TV and Hi-Fi throughout Very few yachtsinstill such emotive feelings as seeing the stunning 71m "HAIDA G" enter port....

7.NO LIMIT (Charter/Motor yachts)...responsibility for the accuracy, completeness,or usefulness of any information and/or images displayed. Yacht inventory, specificationsand charter prices aresubject to change without prior notice. ...

8. SEDATION II (Charter/Motor yachts)...TBC) Full scuba diving equipment and compressor (spec TBC) Outdoor cinema(spec TBC) This brand new yacht from the world acclaimed HeesenShipyard is at the pinnacle of performance and design inn...

9. SQUEAK (Charter/Motor yachts)...responsibility for the accuracy,completeness, or usefulness of any information and/or images displayed.Yacht inventory, specifications and charter prices are subject to changewithout prior notice....

10. PARSIFAL III (Charter/Sailing Yachts)... complemented by naturaltextures and textiles that give this ultra modern yacht a warm, inviting andrestful feeling. ...

11. PERSEUS (Charter/Motor yachts)... In the worldof motor yachting, the Falcon 100 class is deservedly a byword for stylisticand technical excellence. ...

12. PANDORA (Charter/Motor yachts)...responsibility for the accuracy, completeness, or usefulness of any informationand/or images displayed. Yacht inventory, specifications and charter pricesare subject to change without prior notice. ...

13. O'RION (Charter/Motor yachts)...)Generators: 2 x deutz 95 kW plus 1 Iveco 25 kW Electricity: 220V Ac - 24 VDC Classification: ABS A2 Yachting Service Number of guests: 12 Number of crew: 8 ...

14. O'PTASIA (Charter/Motor yachts)...nslated in Greek as "vision". The Owners intentionally selectedthis name as they wanted the yacht to have a name that would reflect its elegance and luxury.The O'PTASIA will feature ...

15. O'PARI (Charter/Motor yachts)...U Generators: 2 X 30 kW ONAN plus 1 x 20 kW ONAN Electricity: 220 V AC - 24 V Dc Classification BS A2 Yachting Service Number of guests: 12 Number of crew: 12 ...

16. O'MEGA (Charter/Motor yachts)... The 83 meter Motor Yacht O'MEGA, fit to accommodate and entertain up to 32 guests in 1 Master, 1 Upper VIP, 4 ...

17. O'CEANOS (Charter/Motor yachts)... The fabulous motor yacht O' Ceanos, 49 meters of excellence in engineering and design fitted with Italy's ...

18. NEW CENTURY (Charter/Motor yachts)...A large Jacuzzi on top/sundeck with bar and dining facilities together with assorted toys is the perfect yacht for entertaining and outdoor activities. Accommodation for 10 guests in a large maste...

19. MALTESE FALCON (Charter/Sailing Yachts)... to experience the Maltese Falcon under sail. The 88 meter clipper Maltese Falcon isthe largest sailing yacht in the world and in a breeze her immense DynaRig powers her to record shattering speeds. ...

20. LADY LAUREN (Charter/Sailing Yachts)...responsibility for the accuracy, completeness, or usefulness of any information and/or images displayed. Yacht inventory, specifications and charter prices are subject to change without prior notice. ...

21. CHRISTINA O (Charter/Motor yachts)...one would expect in any five star hotel today. Following her refit she is one of the very few ex-private yachts that is now legally capable of international cruising with up to 36 passengers. Corporat...

22. STARFIRE (Charter/Motor yachts)...agination ignite aboard Starfire ... She stands as the benchmark for comparison in the international yachting industry, a luminous example of the perfect harmony of design and technology. Its lush...

23. TURAMA (Charter/Motor yachts)...guests, the MV TURAMA is especially equipped to make the most special occasion even more memorable. This yacht is uniquely designed for private cruising and is the ideal venue for special corporate ev...

24. ARKTOS (Charter/Motor yachts)...ooden schooner made of teak and iroko and is one of the finest designs of Greek craftsmanship. The yacht consesist of large staterooms and the interior is very nicely decorated with fine furnish...

25. ARKTOS (Charter/Sailing Yachts)...ooden schooner made of teak and iroko and is one of the finest designs of Greekcraftsmanship. The yacht consesist of large staterooms and the interior is very nicelydecorated with fine furnish...

26. CARMEN FONTANA (Charter/Motor yachts)...rculation Internal communication and International calls access (via Satellite or Mobile)throughout the yacht Internet access available from the master study room Satellite TV,DVD player, stereo sys...

27. ALEXANDER (Charter/Motor yachts)...es, theAlexander's luxurious atmosphere achieves its tradition as a truly exclusive ocean-goingmegayacht.Whilst the vessel has guest accommodation for up to 84 persons, due to the configuration...

28. CARMEN SERENA (Charter/Motor yachts)...ion •Internal communication and International calls access (via Satellite or Mobile) throughout the yacht •Internet access available from the master study room •Satellite TV, DVD playe...

29. ABILITY (Charter/Motor yachts)...illar 3512B Jacuzzi Turkish Bath * AUDIO/VISUAL * State of the art A-V systems throughout the yacht ACCOMMODATION WATER SPORTS Master suite (which has own private seaview terr...30. ALEXANDRA (Charter/Motor yachts)...wide window openings of M/Y ALEXANDRA are typical of theBenetti style and the interior is a true custom yacht achievement with thesignatures of Terence Disdale for design and Alan Jones

SHADYSİDE INN SUİTES

Shadyside Inn Suites is different. Your idea of staying in a hotel is about to change. Our suites are not typical hotel rooms. In fact we do not have rooms; we only offer suites. Why are we different? Your suite is a fully furnished apartment with the same amenities as a hotel located in a residential neighborhood. It’s not just any neighborhood, it's Shadyside, Pittsburgh’s most quaint, trendy, and upscale urban area. Picture Boston’s Newberry Street, or New York’s East Village and you will get an idea of what the Shadyside area is like. Imagine having your own apartment in the best location in Pittsburgh for as little as a day or for as long as a lifetime. Shadyside Inn Suites is as flexible as you need. Only going to be here for a night? Why not have your own fully equipped apartment? Need somewhere to stay for a month while your house is renovated? Shadyside Inn Suites is your answer. Looking to attend the University for only nine months? Shadyside Inn Suites can accommodate. Think this is going to cost you more than a hotel? Not even close. Our rates are lower, our suites are double the size of any hotel in the area, our parking is free, and our location is unrivaled. Our suites are located within a block or two of some of the best dining, entertainment, and shopping in Pittsburgh. At your door are 135+ shops, 15+ restaurants and some of the best nightlife in the area. Shop in small boutiques, visit your favorite national store, and dine on cuisines from all over the world. Shadyside living is unmatched. Stay in Shadyside and still be approximately 4 miles from Downtown Pittsburgh and the Convention Center and less than 1 mile from the following hospitals: Presbyterian, Montefiore, Magee Women's, Falk Clinic, West Penn, Children's, Shadyside Hospital, and Western Psychiatric Within 1 mile of the Shadyside Inn Suites is The Carnegie Museum of Art, The Museum of Natural History, The University of Pittsburgh, Carnegie Mellon University Chatham College, and Carlow College. Besides coming for a visit, the best way to learn about our story is read what other people have said about us. Please click on the following links to read what the professionals have to say. Articles written about the Shadyside Inn Rates MONTHLY WEEKLY* DAILY* Studio Suite from: $2195.00 $ $ One Bedroom Suite from: $2495.00 $ $ Two Bedroom Suite from: $2795.00** $ $ Mansion Suite from: $2995.00*** $ $ ALL SUITES INCLUDE FREE OFF-STREET PARKING Be sure to ask about our special University/Hospital/Corporate Rates! * Daily & Weekly rates are plus 14% tax ** Plus Electric *** Plus Gas & Electric